Pilot Wealth | Navigate Your Financial Future in Canada

Master Your Money.

Built for Canadians.

Budgets, goals, and net worth for Canadians, synced to your real bank accounts, with an AI coach that actually knows your numbers. Start free, no credit card required.

Free forever, no credit card, no trial clock - built for Canadians.
Continuously security-scanned
Scanned continuously for OWASP Top 10 vulnerabilities via Aikido, with zero open critical or high findings.
xAI-powered guidance
Ask about spending, income, savings, and goals with answers grounded in your Pilot Wealth data.
Built for Canada
TFSA, RRSP, FHSA, Canadian banks, and local financial habits are part of the product language.
Free to start
No credit card, no trial clock. Start with core planning tools and upgrade when automation matters.

See what people are saying about us

★★★★★

“Before Pilot Wealth, my spending habits were out of control. Since using it, I've been able to clean up my finances completely. The UI is great, and it's a positive addition for anyone that wants to get in control of their financial future.”

CB
Chanse B.
IT Support · Vancouver, BC
★★★★★

“Pilot Wealth is a really good budgeting website because it makes managing money simple and clear. It automatically tracks your spending, so you can easily see where your money goes without extra effort. It also helps you set budgets and stay on track, while giving personalized tips based on your finances. Overall, it’s easy to use, helpful, and a great tool for improving your money habits.”

Verified Pilot Wealth user
Student · Calgary, AB

Built by a Canadian, for Canadians.

We’re early, we’re growing, and your feedback directly shapes the product.

Everything your money needs, in one place.

Budgeting, bank sync, goals, net worth, subscriptions, learning, and xAI-powered guidance.

Automatic Bank SyncLive
RBCRBC Royal BankChequing · 4 accountsJust now
TDTD Canada TrustSavings · TFSA2m ago
SCScotiabankCredit card · 41275m ago
10,000+ Canadian banks supported
Net Worth↑ 8.3%
$197,171
TFSA$22.4k
RRSP$18.7k
FHSA$8.0k
xAI Money CoachLive
Where did most of my money go this month?
Dining $430 (86% of budget), Groceries $312. Want 3 ways to cut back?
Zero-Based Budget1 over
Groceries68%
Dining108%
Transport45%
Shopping82%
Smart CategorizationAuto
LoblawsJul 24Groceries
Tim HortonsJul 23Dining
UberJul 22Transport
NetflixJul 20Subscriptions
Recurring Payments1 unused
NetflixMonthly$15.99
SpotifyMonthly$11.99
Gym MembershipUnused 60 days$49.00
$76.98/mo total · cancel unused in one tap
Savings Goals3 active
House Down Payment60%
Emergency Fund72%
Europe Trip37%
Retirement Projection35 yrs
$1.85M
projected at retirement
Stock & ETF Tracking+4.8%
VEQT142 units+2.1%
XEQT88 units+3.4%
Shopify12 shares-1.2%
Pilot ScoreGrade B
Budgeting A Saving B Debt A
Pilot Learn62%
4
Zero-Based Budgeting · Lesson 3 of 4
Your Data, ProtectedSecure
We never see your bank credentials.
256-bit AES Fernet encrypted Read-only via Plaid

Choose your Pilot Wealth plan

Start free. Upgrade only when bank sync, deeper AI guidance, and advanced planning matter.

FREE FOREVER
Free
Core tools for getting organized
$0/mo

  • Unlimited transaction tracking
  • Smart budget management
  • Up to 3 recurring subscriptions
  • Multiple savings goals
  • Emergency fund builder
  • Manual transaction entry
  • Single income source tracking
No credit card required
BEST VALUE
Premium
Advanced tools for deeper financial control
$12.99/mo
First 10 users locked in at $7.99/mo forever

  • Everything in Pro
  • Advanced stock & ETF tracking
  • Pilot Learn: 12 financial courses
  • Custom alerts & notifications
  • Elite xAI-powered coach: 100 messages/day
  • Connect up to 2 financial institutions
  • Investment holdings auto-sync

Frequently asked

Yes. Pilot Wealth uses Plaid for bank connections. We never see or store your banking credentials. All data is encrypted at rest and in transit using 256-bit AES encryption. Your access tokens are encrypted using Fernet key encryption.
Pilot Wealth supports all major Canadian financial institutions through Plaid, including RBC, TD, Scotiabank, BMO, CIBC, and hundreds of credit unions, plus most major US banks if you have cross-border accounts.
Yes. The Free plan includes unlimited transaction tracking, budget management, savings goals, and more, with no time limits and no credit card required. Upgrade to Pro or Premium only when you want bank sync, xAI-powered coaching, or advanced features.
The first 10 subscribers to Pro get locked in at $3.99/mo forever (vs $6.99). The first 10 subscribers to Premium get locked in at $7.99/mo forever (vs $12.99). These prices never increase as long as you stay subscribed.
The AI coach is powered by xAI and has access to your actual financial data: your spending patterns, income, savings, and goals. You can ask it anything from “where did most of my money go this month?” to “am I on track to retire at 60?”
Absolutely. Cancel anytime from your Settings page. You'll keep access until the end of your billing period. No questions asked, no cancellation fees.
Pilot Wealth uses email-based sign in. Your email address is your username. If you've forgotten your password, click “Forgot password?” on the sign in screen. Still having trouble? Email us at support@pilotwealth.ca