Is my banking information secure?

Yes. Pilot Wealth uses Plaid for bank connections, so Pilot Wealth never sees or stores banking credentials. Data is encrypted at rest and in transit using 256-bit AES encryption, and access tokens are encrypted using Fernet key encryption. Automatic bank sync is temporarily paused while we finish some backend work. Manual tracking is fully available in the meantime.

What Canadian banks are supported?

Pilot Wealth connects to major Canadian financial institutions through Plaid, including RBC, TD, Scotiabank, BMO, CIBC, many credit unions, and most major US banks for cross-border accounts. Automatic bank sync is temporarily paused, so accounts can still be tracked manually in the meantime.

How does the AI financial coach work?

The AI coach is powered by xAI and can answer questions about a user's spending patterns, income, savings, and goals inside Pilot Wealth, such as where most money went this month or whether a goal is on track.

Can I cancel my subscription anytime?

Yes. Subscriptions can be cancelled anytime from the Settings page, with access continuing until the end of the billing period.

I cannot access my account. What do I do?

Pilot Wealth uses email-based sign in. If a password is forgotten, use the forgot password flow on the sign in screen or contact support.

Your money's co-pilot.

Proudly Canadian.

Budgets, goals, and net worth for Canadians, with an AI coach that actually knows your numbers. Start free, no credit card required.

Pilot Wealth dashboard: net worth, income, spending, and zero-based budget overview

Pilot Wealth budget tracker showing category spending vs limits

Pilot Wealth transactions view with categorized spending

Pilot Wealth savings goals with progress tracking

Pilot Wealth assets and net worth breakdown

Pilot Wealth debt tracking and payoff view

Pilot Wealth AI coach breaking down spending by category

We never see your bank credentials

Connections are read-only. Continuously scanned for vulnerabilities, zero open critical or high findings.

xAI-powered guidance

Ask about spending, income, savings, and goals with answers grounded in your Pilot Wealth data.

Built for Canada

TFSA, RRSP, FHSA, Canadian banks, and local financial habits are part of the product language.

Set up in minutes

Add your accounts by hand, set your first budget, and see your net worth the same day you sign up.

Encrypted at rest and in transit

256-bit AES encryption throughout, with access tokens secured using Fernet key encryption.

Free forever, no credit card

Unlimited transaction tracking, budgeting, and savings goals, with no time limits.

Built by a Canadian, for Canadians

We're early, we're growing, and your feedback directly shapes the product.

Everything your money needs, in one place.

Pilot Wealth keeps budgeting, savings goals, net worth, subscriptions, and xAI-powered guidance in one place.

Net Worth↑ 8.3%

$197,171

TFSA$22.4k

RRSP$18.7k

FHSA$8.0k

xAI Money CoachLive

Where did most of my money go this month?

Dining $430 (86% of budget), Groceries $312. Want 3 ways to cut back?

Zero-Based Budget1 over

Groceries68%

Dining108%

Transport45%

Shopping82%

Recurring Payments1 unused

NetflixMonthly$15.99

SpotifyMonthly$11.99

Gym MembershipUnused 60 days$49.00

$76.98/mo total · cancel unused in one tap

Automatic Bank SyncPaused

RBCRBC Royal BankChequing · 4 accountsBack soon

TDTD Canada TrustSavings · TFSABack soon

SCScotiabankCredit card · 4127Back soon

Manual tracking available now · automatic sync coming back soon

Savings Goals3 active

House Down Payment60%

Emergency Fund72%

Europe Trip37%

Retirement Projection35 yrs

$1.85M

projected at retirement

Stock & ETF Tracking+4.8%

VEQT142 units+2.1%

XEQT88 units+3.4%

Shopify12 shares-1.2%

Pilot ScoreGrade B

Budgeting A Saving B Debt A

Pilot Learn62%

Zero-Based Budgeting · Lesson 3 of 4

You're in good company

What users are saying

★★★★★

“Before Pilot Wealth, my spending habits were out of control. Since using it, I've been able to clean up my finances completely. The UI is great, and it's a positive addition for anyone that wants to get in control of their financial future.”

Chanse B.

IT Support · Vancouver, BC

★★★★★

“Pilot Wealth is a really good budgeting website because it makes managing money simple and clear. It automatically tracks your spending, so you can easily see where your money goes without extra effort. It’s easy to use, helpful, and a great tool for improving your money habits.”

Verified Pilot Wealth user

Student · Calgary, AB

Choose your Pilot Wealth plan

Start free. Upgrade when deeper AI guidance and advanced planning matter.

FREE FOREVER

Free

Core tools for getting organized

$0/mo

✓ Unlimited transaction tracking
✓ Smart budget management
✓ Up to 3 recurring subscriptions
✓ Multiple savings goals
✓ Emergency fund builder
✓ Manual transaction entry
✓ Single income source tracking

No credit card required

Frequently asked

Yes. Pilot Wealth uses Plaid for bank connections. We never see or store your banking credentials. All data is encrypted at rest and in transit using 256-bit AES encryption. Your access tokens are encrypted using Fernet key encryption. Automatic bank sync is temporarily paused while we finish some backend work. Manual account tracking is fully available in the meantime.

Pilot Wealth connects to all major Canadian financial institutions through Plaid, including RBC, TD, Scotiabank, BMO, CIBC, and hundreds of credit unions, plus most major US banks if you have cross-border accounts. Automatic bank sync is temporarily paused, so you can track any of these manually in the meantime.

Yes. The Free plan includes unlimited transaction tracking, budget management, savings goals, and more, with no time limits and no credit card required. Upgrade to Pro or Premium only when you want xAI-powered coaching or advanced features.

The AI coach is powered by xAI and has access to your actual financial data: your spending patterns, income, savings, and goals. You can ask it anything from “where did most of my money go this month?” to “am I on track to retire at 60?”

Yes. You can cancel anytime from your Settings page, and you keep access until the end of your billing period. There are no cancellation fees.

Pilot Wealth uses email-based sign in. Your email address is your username. If you've forgotten your password, click “Forgot password?” on the sign in screen. Still having trouble? Email us at support@pilotwealth.ca