Free calculators for Canadian money decisions.
Each calculator shows the figures behind its estimate and applies Canadian rules such as the federal minimum down payment tiers.
Home buying
Canada Rent vs Buy Calculator 2026
Run a Canadian rent vs buy scenario for 2026. Enter rent, home price, mortgage rate, property costs, selling costs, and investment return to compare outcomes.
Down Payment Timeline Calculator Canada
Calculate how long it could take to save for a home down payment in Canada. Estimate your required down payment, closing costs, timeline, weekly pace, and milestone dates.
Rent affordability
Rent-to-Income Calculator Canada
Calculate your rent-to-income ratio in Canada. See if rent is under the 30% affordability rule, estimate income needed, and include utilities, parking, insurance, and internet.
Calculator FAQs
What do these calculators do?
Each calculator has a set of inputs, such as your income, rent, or down payment. Fill in the numbers you know, and the calculator will show you the result. You can change any input to see how it affects the answer.
What calculators are available on Pilot Wealth?
The current set covers renting versus buying a home, how long a down payment will take to save, and whether your rent fits your income. All of them use Canadian housing rules.
Are Pilot Wealth calculators free?
Yes. You can use every calculator without an account, and you only need to sign up if you want Pilot Wealth to keep tracking the result.
How do Pilot Wealth calculators connect to the dashboard?
They don't share data automatically. After you create an account, you can set up the same goal in the dashboard, where Pilot Wealth tracks it against your actual budget each month.